Microsoft is finally moving its popular suite of small-business programs into the cloud, charging users $6 a month to access Office software such as Word, Excel and PowerPoint. Jonathan Blum writes that he has tested the Office 365 product for several months, and he found a smooth Web interface with excellent security. On the downside, he writes, logging in can be complex and confusing -- and the $6 fee comes on top of the cost of the software.

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