Some Republican lawmakers, as well as other officials and insiders, are concerned that U.S. regulators implementing the Dodd-Frank Act are not resolving the problem that some financial institutions are "too big to fail." Regulators told the Senate banking committee that they are dealing with the issue. "A major thrust of the Dodd-Frank Act is addressing the too-big-to-fail problem and mitigating the threat to financial stability posed by systemically important financial firms," said Federal Reserve Chairman Ben Bernanke.

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