Finding your audience and learning their lingo is the first step to promoting your practice on Twitter, according to this slide show. Other tips: Follow the experts who interest you, introduce yourself to others and don't rely too much on automation tools.
The Standard & Poor's 500 index fell 0.2% after a report that the U.S. housing values had fallen more than expected as of the end of October. Concerns about Europe's debt problems also are contributing to concerns among some investors, though last week positive data on consumer confidence and housing starts had boosted stocks.
Baby boomers are likely to live longer than past generations, and fewer of them have defined-benefit retirement plans. Also, interest rates are lower now than they were a few decades ago, and health expenses are higher. These factors explain why boomers need larger nest eggs than their parents did for retirement, writes Alicia Munnell, director of the Center for Retirement Research at Boston College.
Four big issues will shape the policy agenda for advisers and investment-industry professionals in 2012, writes Melanie Waddell. In early 2012, the Securities and Exchange Commission should propose a fiduciary requirement for brokers, and the Labor Department is expected to offer a revised definition of fiduciary under the Employee Retirement Income Security Act. Later in the year, regulators and legislators will tussle over a proposed self-regulatory organization for advisers, and many advisers will switch from federal to state regulation.
The Senate Finance Committee heard testimony last week on the effectiveness of tax incentives in areas including education, homeownership and innovation. The tax code should be simplified and made more permanent in order to help taxpayers take advantage of the incentives that are available, experts testified.