Annuities frequently take a bashing in the financial press, but a 2011 report from the Government Accountability Office has helped put a spotlight on how clients can benefit from the products. Recommendations from the report provide a basis for educating clients about the value of annuities, John Diehl writes. The report to the Senate's Special Committee on Aging said middle-income retirees should look into the use of annuities to protect retirement income, and it supported the use of annuities within 401(k) plans.

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