1/19/2012

With bond yields on the decline, financial advisers are noticing the benefits of investors sticking with older annuities that have reached their surrender period, Darla Mercado writes. In many cases, those policies are paying at least 3% because they were established at a time when interest rates were higher, allowing fund managers to offer strong bond portfolios. Many annuities issued today have guaranteed minimum rates of 1% or 2%.

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