12/20/2012

Lawmakers should keep in mind all of the benefits of retirement tax incentives when considering changes, writes Larry Zimpleman, CEO of Principal Financial Group, in this letter to the editor. Investors ultimately pay taxes on their investments, and while they might fall into a lower tax bracket in retirement, they are paying taxes on compounded earnings. Also, because of the incentives, more Americans build their own retirement security and are less dependent on government programs, he writes.

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