Getting a business credit card allows you to keep your personal and professional spending separate, according to Rosemarie Clancy, editor-in-chief of Credit-Land.com. Certain cards allow interest-free periods, which can make sense for large purchases. Still, it's important to use your business card responsibly. "Practice the same responsible use you would with your personal credit card: Don't buy things you don't need, pay your balance in full each month, and avoid late payment," she advises.

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