A dip in the sales of structured notes in the five days ended Dec. 28 was attributed to uncertainty surrounding the "fiscal cliff." The sales of those investment vehicles were off 78% at $213.6 million, compared with $968.7 million a year earlier, according to Bloomberg. "Some people are definitely holding off," said Deryk Rhodes of Incapital, in Boca Raton, Fla. "I've had a few clients say, 'Hey, I'm interested. I'm just going to pull the trigger next week.' "