The owner of the West, Texas, fertilizer plant where an explosion occurred was "irresponsible" in the amount of liability insurance coverage it carried, says Paul Grinke of McCathern, attorney for W.R. Berkley Corp. companies suing over the explosion. Victims of the incident are likely to "be left holding the bag," Grinke said. Ammonium nitrate kept inside the facility detonated during the explosion, according to the Texas fire marshal's office.

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