Disability insurance doesn't get a lot of attention, but it's important, according to this article. According to a report from the Advisory Council on Employee Welfare and Pension Benefit Plans, 68% of employees will have inadequate funds if they are rendered unable to work by disability. Agents have cited difficulties in pitching DI, but data show that once educated about the need for coverage, 76% of employees favor automatic enrollment by employers.

Related Summaries