The Consumer Financial Protection Bureau's enforcement action against a Utah-based mortgage bank signals the agency's plans to go after mortgage originators who don't adhere to new loan officer compensation rules, experts say. "The simple lesson is that if you come up with [a loan officer] comp plan, you've got to follow it," said Richard Gottlieb, a partner at BuckleySandler. "For those banks and lenders that are following their plans to the letter, this is a nonevent."

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