Small-business lending is increasing nationwide, according to the Treasury Department. Banks participating in the Small Business Lending Fund have boosted lending by more than $9 billion since 2009. Community banks have increased lending by $337.7 million in Maryland and $235.8 million in Colorado since the recession. Separately, data from the Federal Deposit Insurance Corp. show that banks in the Birmingham, Ala., area increased commercial and industrial lending by nearly 20% in the first quarter compared with Q1 of 2012.

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