Companies struggling to comply with the Affordable Care Act can prepare for its delayed implementation now by renewing their health insurance plans, surveying staff about how they're covered now, researching state and private exchanges, considering part-time workers and educating staff. "[Y]ou need to do some workforce planning and make decisions about what kind of job sharing you can do without sacrificing the quality of the employees you hire or the customer care you provide," said Brian Miller, chief operating officer of the small-business consultancies AdviCoach and The Entrepreneur Source.

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