There are a number of financing options at your disposal if you are trying to get your small business off the ground, writes Tom Gazaway, president of Hawkeye Management. Many small-business owners rely on credit cards, but other sources of funding, such as microlenders and friends and family, may also be of assistance. "Mistakes and failures come with the territory, so learn your options, move forward, and accept that there will be lessons to learn along your road to success," he advises.

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