Consumer-directed health plans may be the best option for young, healthy adults because they offer low monthly premiums, but they may also be good options for people whose plans were or will be canceled under the Affordable Care Act, especially when paired with a health savings account, experts say. On the other hand, plans that have lower deductibles may be best for parents with accident-prone children, among others. Brokers can help consumers find savings and understand total costs, Marketplace's Nancy Marshall-Genzer writes.

Related Summaries