Christine Benz, Morningstar's director of personal finance, writes that "there's a lot to like" about exchange-traded funds for retirees. They can be low cost, low maintenance and tax efficient. She takes a look at ETF versions of bucket portfolios for retirement. The portfolios "aren't designed to shoot out the lights in a single year, but rather to demonstrate how a retiree might build a diversified portfolio that can provide them with the cash flows they need in retirement," she writes.

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