NAMIC dailyLeadDesigned specifically for insurance industry professionals, NAMIC dailyLead is a FREE, daily e-mail news briefing. It provides the latest news and information on the insurance industry.&nbsp;Click&nbsp; <a href='http://www.dailylead.com/namic/index.jsp?sb_code=rss'>here</a> to subscribe.http://www.dailylead.com/news/namic?sb_code=rsshttp://www.dailylead.com/images/xml/generic/logos/logo_dl.jpgNAMIC dailyLeadhttp://www.dailylead.com/news/namic?sb_code=rssen-us20 Nov 2009 12:54:13 CST2009 Atlantic hurricane season the quietest in over a decadehttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DC8C7FD96-CC52-46EA-BEB7-00F295D4123C%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8Weather experts say the El Niño phenomenon is responsible for this year's Atlantic hurricane season being the quietest s -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DC8C7FD96-CC52-46EA-BEB7-00F295D4123C%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTNews of the DayExpert: Court ruling on Hurricane Katrina cases won't hurt P/C insurershttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DFC702089-19CC-4FA7-829A-3C9145F4F212%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8Property/casualty insurers should not be affected by a court ruling that found the Army Corps of Engineers liable for the cat -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DFC702089-19CC-4FA7-829A-3C9145F4F212%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTIndustry WatchSenate could drop antitrust exemption from health care reform billhttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D9E30F1A1-2ABB-40E7-9121-8E752F0AA7CF%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8Although the Senate's draft health care reform legislation would not repeal the antitrust exemption for health- and medical-m -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D9E30F1A1-2ABB-40E7-9121-8E752F0AA7CF%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTIndustry WatchBidders' list for NAIC's risk-assessment contract under wrapshttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D9A6E968C-4BB4-4926-870E-6B9C00C7A81F%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8The National Association of Insurance Commissioners said it will not disclose the process details or the bidders for the cont -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D9A6E968C-4BB4-4926-870E-6B9C00C7A81F%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTIndustry WatchSouthern California wildfire fully containedhttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D470DA295-D9EE-4145-B540-938FBF0BE34F%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8 -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D470DA295-D9EE-4145-B540-938FBF0BE34F%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTIndustry WatchLouisiana panel takes up options for major levee systemhttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D91A677D7-7935-420C-BF50-96A0485F9D33%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8 -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D91A677D7-7935-420C-BF50-96A0485F9D33%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTIndustry WatchMichigan's efforts to curb road fatalities paying offhttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D26C31B7C-5A1E-46A7-850F-0893B308E1CE%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8 -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D26C31B7C-5A1E-46A7-850F-0893B308E1CE%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTIndustry WatchScientists to work for real-time assessment of wildfireshttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D42C69062-99CA-4CFF-8EAA-B1F28B913163%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8A team of researchers at the University of Maryland is set to work on a computer-based project that will analyze smoke patter -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D42C69062-99CA-4CFF-8EAA-B1F28B913163%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTIndustry WatchNHTSA to add new standard for side-impact crash testshttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D19FD01C8-7936-4703-8951-9D038CFFA7DB%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8The National Highway Traffic Safety Administration will implement a new standard for testing the safety of vehicles during si -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D19FD01C8-7936-4703-8951-9D038CFFA7DB%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTTrends & TechnologyWhat it takes to inspire confidencehttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DCEFC181C-0351-4623-ABBD-30D6C5FD2D23%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8Leaders inspire confidence by displaying such traits as trustworthiness, competence, a common touch and a clear sense of purp -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DCEFC181C-0351-4623-ABBD-30D6C5FD2D23%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTBusiness LeadershipThe best leaders know the importance of group efforthttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DFA8F1877-907C-4314-BC76-3A945D69D290%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8A common mistake leaders make is thinking leadership is all about them.  -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DFA8F1877-907C-4314-BC76-3A945D69D290%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTBusiness LeadershipCourts rule companies may not always monitor e-mail usehttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DAC54F186-E00D-4B25-8311-F7A038449B05%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8Courts increasingly are taking employee privacy rights into consideration regarding the use of e-mail at work.  -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DAC54F186-E00D-4B25-8311-F7A038449B05%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTBest PracticesHow to measure social media's ROIhttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DC72EFFF6-FA03-4A1E-A245-AF0E1C1E472D%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8Social media's ROI can be measured only once your firm has detailed its goals and established a baseline metric -- a snapshot -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DC72EFFF6-FA03-4A1E-A245-AF0E1C1E472D%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTBest PracticesDon't leave loyal customers holding a grudgehttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DBE276DB0-93B3-49D0-9901-5233DBCE2865%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8New research indicates disgruntled customers typically will hold a grudge over time, but their desire for revenge eventually  -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DBE276DB0-93B3-49D0-9901-5233DBCE2865%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTBest PracticesHow do your company's customers learn about discounts they are eligible to receive?http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D89F6BE80-0CC6-47EF-A1FC-A124D324E4E9%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8We tell them even if they don't ask. 72.22% We tell them about some discounts, but they have to ask about others.  -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D89F6BE80-0CC6-47EF-A1FC-A124D324E4E9%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTNAMIC WeeklyPollDoes your company monitor employees' e-mail?http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DD9015EE5-3782-4F4B-9446-71A268526673%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8 -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3DD9015EE5-3782-4F4B-9446-71A268526673%26brief%3Dnamic%26sb_code%3Drss%26%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTNAMIC WeeklyPollWillie Davis, professional football player, Hall of Fame memberhttp://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FquoteDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D023AFD53-8962-483E-A7F8-BAE385296473%26brief%3Dnamic%26sb_code%3Drss%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C8Always be prepared to win. That's what I focus on. Keep working toward perfection. -More- ]]>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FquoteDetails.jsp%3Fissueid%3D4DF71B62-BEA5-4418-8E53-55274163D5C8%26copyid%3D023AFD53-8962-483E-A7F8-BAE385296473%26brief%3Dnamic%26sb_code%3Drss%26campaign%3Drss&i=4DF71B62-BEA5-4418-8E53-55274163D5C820 Nov 2009 00:00:00 CSTSmartQuote