<?xml version="1.0" encoding="ISO-8859-1"?>
<rss version="2.0"><channel><title>NFIB SmartBrief</title><description>Designed specifically for small and independent business professionals, NFIB SmartBrief is a FREE, daily e-mail newsletter. It provides the latest news and best practices you need to run your business. Sign up today to receive NFIB SmartBrief.&amp;nbsp;Click&amp;nbsp; &lt;a href='http://www.smartbrief.com/nfib/index.jsp?sb_code=rss'&gt;here&lt;/a&gt; to subscribe.</description><link>http://www.smartbrief.com/news/nfib?sb_code=rss</link><image><url>http://www.smartbrief.com/images/xml/generic/logos/sb_logo.gif</url><title>NFIB SmartBrief</title><link>http://www.smartbrief.com/news/nfib?sb_code=rss</link></image><language>en-us</language><lastBuildDate>23 Nov 2009 12:13:04 CST</lastBuildDate><item><title>More small firms maintain ties to "attached" workers</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D9239C105-1D19-4BC7-B526-8DD81E32EB51%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Katie Tyler, founder of Tyler 2 Construction in Charlotte, N.C., is one of many small-business owners who are using a tactic &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D9239C105-1D19-4BC7-B526-8DD81E32EB51%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D9239C105-1D19-4BC7-B526-8DD81E32EB51%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Today's Top Stories</category></item><item><title>Prudent planning can help company pull a higher sale price</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DF869F868-E86E-4AE1-AB34-D56F37E2680E%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Business owners who are trying to sell their companies tend to think that lending is the buyer's problem and have trouble und&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DF869F868-E86E-4AE1-AB34-D56F37E2680E%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DF869F868-E86E-4AE1-AB34-D56F37E2680E%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Today's Top Stories</category></item><item><title>Will Goldman Sachs' small-business money help you?</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DE69AF181-6FC5-4DA0-B09C-571D6423F9AF%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">More details are trickling out regarding Goldman Sachs' plan to commit $500 million to helping small business. &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DE69AF181-6FC5-4DA0-B09C-571D6423F9AF%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DE69AF181-6FC5-4DA0-B09C-571D6423F9AF%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Today's Top Stories</category></item><item><title>Freelance economy may mask bigger issues</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DD64E03E8-D409-4379-BEC1-277C1CE940A9%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Scott Shane, professor of entrepreneurial studies at  Case Western Reserve University, says he is concerned about the growth &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DD64E03E8-D409-4379-BEC1-277C1CE940A9%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DD64E03E8-D409-4379-BEC1-277C1CE940A9%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Today's Top Stories</category></item><item><title>Health haggling heats up</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DEFF5F67B-8FFB-45A9-B917-E245D819155A%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">The debate over health care reform has moved to the Senate floor where the public option, abortion and expanded government sp&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DEFF5F67B-8FFB-45A9-B917-E245D819155A%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DEFF5F67B-8FFB-45A9-B917-E245D819155A%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Health Care Reform</category></item><item><title>NFIB characterizes Senate health care reform bill as a "disaster"</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D330CDBBC-D740-4A5B-BDC0-5A16AAA1F250%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">NFIB, which has worked for months to lobby Congress to contain rising cost of health care as reform legislation is written, h&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D330CDBBC-D740-4A5B-BDC0-5A16AAA1F250%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D330CDBBC-D740-4A5B-BDC0-5A16AAA1F250%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Health Care Reform</category></item><item><title>NFIB, Montana business group warn members about potential consequences of reform</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DA0E8E102-642C-4222-8628-B8534B615E55%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DA0E8E102-642C-4222-8628-B8534B615E55%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DA0E8E102-642C-4222-8628-B8534B615E55%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Health Care Reform</category></item><item><title>Understand the 4 types of buyers, and sell accordingly</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D21DCC094-682D-41B8-B602-37FD57E774DB%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">To sell in a way that is compatible with the methods in which customers buy, it's important to understand the four basic buyi&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D21DCC094-682D-41B8-B602-37FD57E774DB%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D21DCC094-682D-41B8-B602-37FD57E774DB%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Sales &amp; Marketing</category></item><item><title>More employees are likely to use their own phones for business</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D5665F5ED-8568-4296-9682-35851BBE9C7F%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">By 2013, more than half of the mobile devices used by corporate employees will have been purchased by employees, who may then&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D5665F5ED-8568-4296-9682-35851BBE9C7F%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D5665F5ED-8568-4296-9682-35851BBE9C7F%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Technology for Small Biz</category></item><item><title>Tips for getting the most out of Black Friday bargains</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DE960E462-BABF-4D80-913F-27C27DA7D5CB%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Black Friday is a good time for small-business owners to get deals on the things they really need, writes USA TODAY "Strategi&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DE960E462-BABF-4D80-913F-27C27DA7D5CB%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DE960E462-BABF-4D80-913F-27C27DA7D5CB%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Best Practices</category></item><item><title>Don't let doing business stop you from taking care of yourself</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DA842F781-5078-4DBF-8F54-081EE190F6A4%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Jennifer Walzer, founder of Backup My Info!, says the recent death of a friend and client has reminded her how important it i&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DA842F781-5078-4DBF-8F54-081EE190F6A4%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DA842F781-5078-4DBF-8F54-081EE190F6A4%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>Best Practices</category></item><item><title>Small firms compare prices for health coverage</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D41C70128-6425-4693-845B-6239126FA0F7%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">Many small-business owners are shopping for health prices, comparing prices and policies as costs keep rising. &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D41C70128-6425-4693-845B-6239126FA0F7%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D41C70128-6425-4693-845B-6239126FA0F7%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>NFIB in the News</category></item><item><title>New law bans genetic discrimination</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D6B7B466E-9071-4C43-9690-4863D738E82C%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">A new anti-discrimination law, which prohibits employers from hiring, firing or basing promotions on genetic makeup of their &nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D6B7B466E-9071-4C43-9690-4863D738E82C%26brief%3DNFIB%26sb_code%3Drss%26%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FstoryDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3D6B7B466E-9071-4C43-9690-4863D738E82C%26brief%3Dnfib%26sb_code%3Drss%26%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>NFIB in the News</category></item><item><title>Charles Darwin,  English naturalist</title><link>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FquoteDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DC7BB6689-F66B-48FF-B012-FC025414EEED%26brief%3Dnfib%26sb_code%3Drss%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</link><description><![CDATA[<div style="clear:both;margin:20px auto;color:#666;">A man who dares to waste one hour of time has not discovered the value of life.&nbsp;-<a href="http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FquoteDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DC7BB6689-F66B-48FF-B012-FC025414EEED%26brief%3DNFIB%26sb_code%3Drss%26campaign%3Drss&i=CC23216E-BE07-4E24-8473-85561883F824">More</a>-&nbsp;</div>]]></description><guid>http://www.smartbrief.com/servlet/rdrc?u=%2Fnews%2FquoteDetails.jsp%3Fissueid%3DCC23216E-BE07-4E24-8473-85561883F824%26copyid%3DC7BB6689-F66B-48FF-B012-FC025414EEED%26brief%3Dnfib%26sb_code%3Drss%26campaign%3Drss&amp;i=CC23216E-BE07-4E24-8473-85561883F824</guid><pubDate>23 Nov 2009 00:00:00 CST</pubDate><category>SmartQuote</category></item></channel></rss>