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Expert: Market conditions, interest rates increasing importance of annuities

Considering annuities when planning for retirement is growing in importance, particularly for high-net-worth individuals, according to accountant and financial planner Tami Noll Russo. "With interest rates still at historic lows, insurance products such as single-premium, immediate annuities and guaranteed income riders on investment accounts are becoming increasingly valuable with our highly volatile stock market," she says.

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