The California Department of Insurance's Fair Access to Insurance Requirements Plan will double its combined dwelling coverage limit to $3 million starting in April, while coverage for personal liability and water damage will be added in June. APCIA said the FAIR Plan "was never intended to replace the private insurance market" and that the expansion "could have unintended consequences, potentially contributing to a further compacting of the market and fewer choices for consumers."

The Senate banking committee on Wednesday is scheduled to consider a measure that would reauthorize the Terrorism Risk Insurance Act through the end of 2027, according to people with knowledge of the matter. The fast pace of the bill's advancement could mean a smooth markup process lies ahead, the sources said.

A hearing concerning the testing and deployment of autonomous vehicles is scheduled to take place before the Senate Commerce, Science and Transportation Committee on Wednesday, with high-level safety officials testifying. On Tuesday, the National Transportation Safety Board is scheduled to determine the probable cause of a 2018 incident in which a pedestrian was fatally struck by an Uber Technologies autonomous vehicle.

Pacific Gas and Electric's practice of shutting off power amid California's heightened wildfire risk is likely to continue for years, experts say. Meanwhile, Sen. Kamala Harris, D-Calif., has proposed legislation that would put $1 billion annually toward mitigation and safety in US communities facing high wildfire risk.

The Senate Commerce Committee backed cybersecurity legislation aimed at increasing awareness about attacks and training workers to fight them. With bipartisan backing, the bill includes a provision that would establish a public-private exchange program in which private experts would join government security efforts while public employees would help private entities.

Clients have distinct personalities that typically fall into one of four categories, according to Eszylfie Taylor, president of Taylor Insurance and Financial Services. They are the driver, the intellect, the feeler and the amiable, and tailoring advice to match their personality type will lead to greater success, he writes.

Southern California Edison has reached a $360 million settlement with 23 public entities that have filed lawsuits against the utility because of wildfires and mudslides over the past two years. "This is the most comprehensive settlement for public entities in a wildfire case in California, probably ever," said John Fiske, an attorney representing public agencies in the case.

Florida state Sen. Linda Stewart has introduced a measure designed to limit assignment of benefits in auto glass repairs by forbidding incentives for vehicle owners to make insurance claims. The bill also would prohibit auto glass repair shops from providing compensation to people who solicit for claims.

The New York State Department of Financial Services plans to take civil enforcement action against nearly two dozen opioid manufacturers and distributors, according to people with knowledge of the matter. The regulator has accused the companies of causing health insurance premiums to rise, and it has sent letters informing the companies that it is preparing to conduct a hearing on the matter, the sources said.

Police in Minnesota issued 2,729 citations in September for violations of the state's law against handheld device use while driving, an 18% increase over August, the first month the ban was in effect, state Department of Public Safety data shows. "Unfortunately, some drivers have become comfortable and are slipping back into old habits when it comes to using the phone while behind the wheel," said Minnesota State Patrol Lt. Gordon Shank.