Fewer women tend to carry life insurance than men, and those who do have policies have $192,000 less in coverage, on average, than men do, according to a survey from Haven Life. While women tend to earn less than men, people should consider the costs of things like child care and housekeeping when getting life insurance, says Brittney Burgett of Haven Life.

NAIFA is teaming up with the American Council of Life Insurers to advocate on state-level fiduciary regulations in California, Colorado, Florida, Illinois, Massachusetts, Maryland and New Jersey. "We are doing things to coordinate our efforts between the two groups, knowing that when the companies and the advisors speak in a unified voice, we can get more done," said NAIFA CEO Kevin Mayeux.

The National Association of Insurance Commissioners' new Accelerated Underwriting Working Group will begin work with a conference call on Oct. 2. The group, which plans to meet monthly, will consider issues around accelerated life underwriting and aims to produce a "work product" by next year's fall conference.

Many residents of southeastern Texas are turning to insurance amid the recovery from flooding caused by Imelda, a former tropical cyclone that led to at least five deaths and dropped more than 40 inches of rain in some places. It's unclear whether damage has reached the threshold for triggering assistance from the Federal Emergency Management Agency.

An APCIA-commissioned survey examining Americans' opinions about a roadside sobriety test for marijuana impairment found 77% of respondents saying that developing such a test is very or somewhat important. Meanwhile, a bill offering protections for banks that conduct business with cannabis companies could see a House vote this week.

Louisiana's average auto insurance premium is the second-highest in the US, with Michigan ranking No. 1, and the main contributor to Louisiana's high rates is litigation, state Insurance Commissioner Jim Donelon said. Tort reform is necessary because the auto claims-to-litigation ratio in Louisiana is the highest in the US, Donelon said.

Startups Grillo and SkyAlert are working to produce earlier earthquake alerts in Mexico, although their efforts are meeting resistance from officials of Mexico City, who say having multiple alert services can create confusion for residents. In the US, meanwhile, the early earthquake warning system ShakeAlert is emerging as the product of a public-private partnership.

Rising sea levels could force the relocation of millions of Floridians, but state and local governments have been slow to respond to the risk, according to experts. Florida State University demographer Mathew Hauer has said 6 million of the state's residents will need to move inland this century, but University of Delaware assistant professor A.R. Siders said Florida's efforts for a managed retreat have been "at a really small scale."

Puerto Rico and the US Virgin Islands are forecast to be affected by Tropical Storm Karen on Tuesday and Wednesday, with tropical storm warnings and watches in effect. Flash flooding is possible in some parts of the islands, according to the National Weather Service.

Health care providers in New York will have to report to state regulators as well as the federal government if a data breach occurs under the state's new SHIELD Act. The law also changes the definition of private information to include biometrics, email addresses and Social Security numbers.