The idea that because of Social Security benefits retirement income doesn't reflect the inequality in workers' earnings is wrong, according to a report from the Urban Institute that was funded by the Labor Department. Because Social Security benefits, defined contribution plans and most other retirement saving products are based upon earnings, inequality in earnings will follow workers into retirement, the report finds.

Many companies are seeing their share prices rise due to increased stock buybacks causing total outstanding shares on the Dow Jones Industrial Average to decline to 72.8 million, according to data from Bespoke Investment Group. The "shrinking" Dow is a boon to investors' 401(k)s and stock portfolios, writes Adam Shell.

Millennials are saving for retirement despite spending much of their disposable income on convenience items like coffee and restaurant visits, according to a LendEDU survey. The survey shows millennials on average save $480 a month for retirement, while spending an average $38 a month on coffee and $163 on dining out.

Consumer debt climbed at an annual rate of 3.1% in June, the slowest growth since March, according to the Federal Reserve. The category including credit card debt declined $185 million.

Many Americans pay cash when buying a home overseas, because most U.S. banks do not finance such a purchase. However, cash isn't the only option. Anya Martin notes key issues and offers buying tips.