Insurance producers have continued to experience modest organic growth this year, according to a study by the Independent Insurance Agents & Brokers of America. A separate survey by the Council of Insurance Agents & Brokers found that prices increased 3.9% on average in the third quarter. "We definitely saw an increase in most lines, but it was more of a creep than a leap. Carriers seemed more focused on tightening terms and conditions," said Ken Crerar, CEO of the Council of Insurance Agents & Brokers.