CPAs can help clients as they assess damage from Superstorm Sandy and prep for insurance claims by offering the following advice: Take photos of the damages, go ahead with remedial action to salvage homes and belongings even if the client can't get in touch with the insurer, and remember that high deductibles will likely be waived in response to state insurance commissions' requests to the industry. Find resources and tools you can use to help clients who have been affected by Sandy.